Live, Learn, and Dream

A place to hold things that inspire, amaze, inform, and/or educate

Tips to Save Money

Here is an article from NY Time on how college graduates can save money, which are common senses and are easy to follow, and I think they are very useful to all of us.

More Advice Graduates Don’t Want to Hear:
• Postpone buying high-tech products like PCs, digital cameras and high-definition TVs for as long as possible. And then buy after the selling season or buy older technology just as a new technology comes along.
• Never pay a real estate agent a 6 percent commission.
• Buy used things, except maybe used tires.
• Consolidate your cable, phone and Internet service to get the best deal.
Lose weight. Carrying extra pounds costs tens of thousands of dollars over a lifetime.
• Do not use your home as a piggy bank if home prices are flat or going down or if interest rates are rising.
• Enroll in a 401(k) at work immediately.
• And, I’m sorry, I’m really serious about this last one: make your own coffee.

I agree to all 8 tips here.  Also, I have two tips to add that can save much money:
1. Don’t buy anything that you don’t need.  This may sound too simple and too easy, but it is a common sense that people don’t ask themselves when they go shopping.  The result is that most people have too many unnecessary, little items accumulating in their houses (or more correctly their garages).
2. Bring your own lunch.  This is similar to make your own coffee advice, but it will save you a lot of money.  People buy coffee and lunch because it is easy and convenient, but the "instant-convenience" money one saves can really be put to use in the time of inconvenience later on in his/her life.

By following these tips, many will be surprised how much money will be added up by following these tips (if you haven’t already had the habit of save money).  After all, saving money is really a habit, and all one needs to do is to change the bad to the good.

Be the manager of your money
~KKai

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5 responses to “Tips to Save Money

  1. Chelin June 22, 2007 at 06:29

    提醒你…今天是夏至…
    也是全國LIGHTS OUT DAY….
    晚上7:50-9:00會同步響應夏至關燈,走出戶外之節能活動喔!!
    衷心盼望你也能在世界各地共襄盛舉~

  2. Chelin June 21, 2007 at 02:47

    厚!!
    結果…那天洗完澡之後…到底是幾點睡啦….
    不會真的睡太多了吧??
    哇哈哈~
    怎還跑來留言…長頸鹿馬麻會抗議喔!!

  3. 紫色小茉莉 June 13, 2007 at 02:34

    讀了這篇網誌後~其實給了藕粉大的一個激動…粉想收理家裡一些細軟.毀掉所有不想也不能帶的物品.獨自一個去隱居到更深山野嶺處~
    呵呵呵呵~藕是說真的.世界的生活實在粉浪費時間精神體力和金錢.借月光作個反映瓶燈,聽聽蛙鳴鳥囀.喝喝山泉食食野蜜.高興時什麼也不用穿.
    有空時就在樹林裏盪個兩三圈.身心還可以契合大自然. 可能藕一下子思想跳得太遠嘍!
    真是粉嚮往一個沒有污染的純淨世界呢! 呵~ ^_^! 6/12/2007 7:31 PM

  4. Michelle June 9, 2007 at 18:07

    Sounds like good advice. I’ll try and remember that. And i deff agree with the make your own coffee tip. I’ve been doing that a lot the past semester.. hehe thats really funny about ur cat Fuzz. My dad used to have a cat like that named Henry. he weighted 30 lbs and chased dogs around the neighborhood hehe. Msn isn’t letting me upload pics directly on to my blog.. Kinda stinks. i’m going to try and upload some pics in the photo album but that hasn’t been working for me as well.

  5. 紫色小茉莉 June 9, 2007 at 08:55

    JASMINE
    錢是用來作為交換生活品質與享用的一種代品.
    如果賺錢花錢省錢存錢都能有一種規畫與方式.
    錢也許是一種可以被風飾的藝術品.
    讓人賺得花得省得存得特別.
    而且另織一格.
    6/9/2007 1:54 AM
    (http://jasmineli789.spaces.live.com/)

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